A Sense of Security

A Sense of Security

Evading unnecessary headaches in the future is possible by having an adequate amount of protection. Insurance is the most common tool that you can utilize to have a certain sense of security for specific purposes. It is something that a few might feel they don’t need right now but it is also something that you […]

Budget Breaker

Budget Breaker

One of the top budget breakers that some people usually deal with today are periodic expenses. These are expenses that does not occur in a regular monthly basis. It is usually the culprit on why some individuals can’t enjoy their bonus in full. Sometimes, it limits ones financial flexibility and worst case it puts you into possible short […]

Financial Fitness

Financial Fitness

Every year an employee undergoes an annual physical exam to find out if there are specific areas of the body which needs attention before being tagged as healthy or fit to work. A lot of people appreciate this process as they can easily avoid getting into a worse situation if there are findings. This proactive […]

Debtoxify

Debtoxify

Have you received an increase in salary and did not notice that you also upgraded your lifestyle? Are you still living with the same financial mindset resulting into an insignificant amount of savings, if there is even one? Are you stuck in that same old cycle of spending beyond your means and going into debt just […]

Paying yourself first

Paying yourself first

One of the most important concept in personal finance is paying yourself first. You deserve to be paid first for all the effort you provide in whichever field you are in. I’m not talking about spoiling yourself with stuff which you don’t really need right now. But yes, I believe that you should also enjoy […]

Prepare for the unexpected

Pulse720

Do you remember the last time you have experienced a surprise in your life? A surprise which could be in a form of a birthday, a homecoming, an award and recognition, or an anniversary among the many great moments that you treasure. Have you also gone through an event which did not just surprise you, […]

What are you getting yourself into?

Photo Credit: http://www.digitalphotomentor.com/photography/2013/04/family-in-silhouette-680x453.jpg

Ricky and Lucia were college sweethearts in 2005, and the two believed back then na “May Forever”. Staying true to their commitment, they decided to tie the knot three years after they graduated. The couple’s first born just turned two in April of 2013 when I was able to sit down with them and talk about some of […]

Juan’s way to save

Best way to save

A year ago, a certain Juan approached me to give some insights regarding his finances. During our meeting, we have determined that he has only a few assets and also a few liabilities. In terms of net worth, he was fortunately on the positive side. However, he was at risk of falling into the negative […]

Breaking the cycle

GoalplanB

A couple of months ago, my wife and I received one of the best blessings a couple could receive. By God’s grace my wife gave birth to our first child, a bouncing baby girl. It was a day filled with priceless moments of pure joy and bliss. It also became the day wherein my dream […]

Happy Independence Day

phlind

What could be a better day to launch a campaign to have more financially independent Filipinos other than today, Happy Independence day! Let this day be a special day especially for all of us aiming to be financially free.